INSIDE THE GUIDE

Understand the journey.

Explore the contents of the Australian Superannuation Guide, from the basics of super to retirement and legal considerations.

Edition 1 2026 of the Australian Superannuation Guide is now available as a downloadable PDF.

01 · Getting started with superannuation

Understand what super is, how an account works and what to look for when you start work.

02 · Growing your super

Explore contributions, investment returns and the value of time.

03 · Investment choices

Understand different assets, risk, diversification and the choices offered by funds.

04 · Building wealth through contributions

Learn the language of contributions, caps and the rules that apply to different ways of adding to super.

05 · Accessing your super

Understand the questions to ask about access and moving towards retirement.

06 · Retirement and making your money last

Explore retirement income, drawing on savings and planning for changing needs.

07 · Avoiding costly mistakes

Learn what to watch for with fees, insurance, lost accounts and scams.

08 · Legal aspects of superannuation

Explore beneficiaries, death benefits and the rules behind superannuation.

Designed to support learning

The guide uses plain-English explanations, illustrations, practical examples, a glossary and review questions to support learning at your own pace.

View the Australian Superannuation Guide

Educational information, explained clearly. This guide provides general education about Australian superannuation. It does not take account of your personal circumstances or provide personal financial advice. Rules can change; check current information before acting.